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| Step 2: Understand the property price and arrange finance |
Post identification of property that you want to purchase, it is necessary to understand the fully loaded property price. This would help in planning for the financial arrangements for the purchase.
Apart from the basic price (per square foot rate) of the flat quoted by the builder, the additional charges can be on account of Value Added Tax (VAT), Service Tax (ST), Maintenance Charges, Deposit for Electricity and Water, Registration and Stamp Duty, etc. Please ask the builder to provide details of all the above charges so that you can arrive at the total price of the flat and make arrangements for finance accordingly.
Items such as Car Park are optional and have to be added to arrive at the final price. The table provided below will assist you in planning your finances. |
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